We had just graduated High School and wanted to spend the summer just lounging so the first weekend we went to the lake. There were five of us girls and no boys. We thought this was perfect. I was a little heavy and never really had a boyfriend so I was naive when it came to sexual stuff. I figured I'd learn all that soon enough so I concentrated on my grades.

We had been on the beach for a couple of hours when I got a little antsy so I grabbed one of our innertubes and headed out on the water. There were lots of people on the beach and it seemed easy to get lost in the masses. I had gone about a hundred yards out, just enough so I couldn't touch the bottom. I was inside the innertube with my arms hanging over the sides when I felt a bump behind me. I turned and there was a man in a similar tube. He said his name was Art and I told him mine was Terri. We chatted a while and I found out he was 31 years old and had been married for seven years. His wife was with his daughter on the beach.

I thought this was a little odd but thought nothing of it until he bobbed down in the water and came up inside my tube right behind me. "I think you have a great smile," he said as I felt him sort of nuzzle up behind me. We were pretty tight in one innertube and I was a little uncomfortable but didn't know how to tell him. He put an arm around me and I felt his hand on my belly. He whispered, "So, you ever fuck under water?" I was shocked. He could see I was uncomfortable and said, "I'm sorry, I shouldn't have said that." I relaxed a little, but then he put a hand on my right breast. My arms were still over the outside of the innertube so I couldn't move him away.

I had a strange man in my innertube playing with my tit, but the next surprise came when I felt my top being lifted over my breast and his fingers found my nipple. I found that my nipples are one of my zones and when he tweaked me a tingle shot through my pussy. I let out an involuntary moan and he must have took that as a sign. He pulled the other side of my top over my breast and found that nipple as well. I didn't know how he was holding himself up with both hands on my tits. It was actually pretty erotic and I decided to just enjoy it. He was caressing, pulling, rubbing and generally working my tits over and I was getting into it.

After a few minutes he stopped. He manouvered a little so he was almost at my side. Then he put his middle finger up to my lips and whispered, "Close your eyes and suck on this," he pushed his finger past my lips and into my mouth. I closed my eyes and could only imagine that it was not his finger I was sucking on. I felt his other hand run down my back and it sent a tingle through me. Then his hand found its way into the bottom of my suit. He kneaded my ass cheeks a little and told me to spread my legs a little. I did and he started to rub up and down my ass crack, then a finger entered my pussy. I startled a little but it felt really good. No boy or man had ever masturbated me before. I heard myself say, "Oh, fuck" as he finger fucked me. I spread my legs even a little bit more and a second finger entered me. He whispered, "You like that honey?" I shook my head as I sucked on his finger. Within a couple more minutes I was cumming. My body was jelly now and I turned around to face him. He took his finger out and kissed me. I responded by opening my mouth and letting him take charge of my mouth.

We were facing each other now and his hand went back down to my pussy. I didn't hesitate and pushed his hand in as far as I could. "Grab my cock," he said. I reached down inside his shorts and found him. This was a first, too. He was fingering me to orgasm and I let out a little shriek as I came for the second time. His cock was large in my hand and was pointing straight up as I slid my hand up and down. He stopped me and said, "I can't cum right now." He pulled my hand out and kissed me long and hard. Then he said, "I'm saving it for that gorgeous mouth of yours. Ten o'clock tonight at the far end of the beach." He pointed to one end of the beach. Then he slipped under and came up inside his innertube. He paddled away and left me there, my top over my tits and my pussy still wanting more.

I didn't know what to do. I couldn't tell my friends what happened but was nearly hypnotized by him. Even though it was a 2 hour drive to get here, when we got home that afternoon I turned around and headed back to the beach by myself. I had showered and even washed out my pussy, just in case.

That night I sucked his cock and made him cum twice. The first time he held my head as he came in my mouth, but the second time I willingly took it all. My pussy was dripping by the time he had cum that second time but he didn't make any effort to touch it. I guess it was all about him.

That was my first experience with sucking a man's cock but not the last. I've learned that I can make a man do almost anything I want just by giving a good blowjob. It works almost every time, and they feel extra special when I tell them they taste good and I want to swallow their load. It's no big deal for me but for a married man who can't get sucked at home it's heaven. When I discovered they would pay for it I really stepped up my efforts and am on my way to being very wealthy. I don't consider myself a hooker, but just a mouth that has become a cash machine.

What a bunch of fucking rubes.